Latest insurance industry

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TONI SAYS: Enrolling in Medicare when laid off 

Hello Toni:  My husband, Steven, has been laid off from a company he worked with for over 20 ... Read more

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TONI SAYS: Why is Medicare Part D IRMAA premium so high?

Dear Toni: I am turning 65 in June, self-employed, and my income together with my wife’s is over ... Read more

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TONI SAYS: Leaving employer’s benefits after age 65 is puzzling

Hello, Toni: My husband, Jay, retired six years ago when he turned 65. He enrolled in Medicare Part ... Read more

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TONI SAYS: I thought Medicare covered long-term care

Dear Toni, Recently in your Medicare column, you discussed services that are not covered by Original Medicare such ... Read more

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TONI SAYS: How do I enroll in Medicare?

Hello Toni: I am turning 65 in July and am bombarded with mail and telemarketing calls. I am ... Read more

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TONI SAYS: Losing employer dental benefits when enrolling in Medicare … what do I do?

Dear Toni, I will be eligible for Medicare in July and am now receiving cancer treatment. I am ... Read more

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TONI SAYS: Son loses mom’s house because of poor Medicare/Medicaid choices

Toni, I have a client, Joshua, who just received a bill for his mother’s long-term care paid by ... Read more

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TONI SAYS: Terminated Medicare Part B 5 years ago, now I have a gigantic problem

Toni: Five years ago, when I was laid off, I enrolled in Medicare Parts A and B when ... Read more

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TONI SAYS: Social Security’s unique way of lowering Medicare Part B and D premiums

Dear Toni, I turned 65 in November and enrolled in Medicare. I received a letter from Social Security ... Read more

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TONI SAYS: Does Medicare cover expensive shots given at the doctor’s office?

Toni:  I am turning 65 in February and my individual health plan has a $6,000 deductible which I ... Read more