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TONI SAYS: Making sense of Medicare’s inpatient ‘under observation’ hospital rule

Toni, I have Original Medicare with a Supplement and in October, I was taken by ambulance to the ... Read more

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BBB: Beware of health care cons during open enrollment

If you are adding or changing your Medicare or Healthcare.gov coverage during open enrollment, watch out for unsolicited calls claiming to “help” ... Read more

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TONI SAYS: What changes are available during Medicare’s AEP?

Toni: In August, my husband and I enrolled in a Medicare Supplement, which has not paid a medical ... Read more

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BBB: Protect yourself from ‘storm chasers’ after a natural disaster

Natural disasters like  storms, tornadoes,  hurricanes,  flooding, and wildfires often bring out the best in people as strangers reach out ... Read more

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BBB Tips: After the disaster, 7 tips to help you make an insurance claim

If your insurance policy has been lost or destroyed, or if you are confused about the policy benefits ... Read more

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TONI SAYS: What life insurance plans are offered after age 65?

Hi Toni: You recently wrote an article explaining the hospice issues that you were experiencing regarding your mother. ... Read more

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TONI SAYS: What health network does Medicare use?

Hi Toni, In September I turn 65. I’m on COBRA from my job, which I retired from in ... Read more

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TONI SAYS: Changing to a Medicare Advantage plan is stressful

Hello Toni: My question is: If I change to a Medicare Advantage plan in the fall and find ... Read more

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TONI SAYS: Enrolling in Medicare the correct way for federal employees

Hello Toni: I’m turning 65 and not planning to retire until I’m 70. I am a federal employee ... Read more

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TONI SAYS: Does my company insurance work with Medicare?

Dear Toni, I am 67 and have group health insurance through my current employer, with a high deductible. ... Read more